Thank You

We aim to respond within 3 working hours between 9am and 5pm, Monday to Friday.

A Message From Ben

We launched Navigate Commercial Finance in 2021 to help SMEs and their advisers cut through the complexity of the commercial finance market. With so many specialist lenders and funding options available, finding the right solution had become harder than it needed to be.

We act as your expert outsourced commercial finance team. We listen to your needs, then use our network of pragmatic lenders to source the most appropriate finance – so you can focus on running the business while we handle the rest.

Smarter, not harder.

Thank You For Your Enquiry
Ben Hayward
Commercial Director

The Navigate Commercial Finance Advantage

With a combined 100+ years working in business and finance, Navigate understands the market and has forged excellent relationships with key decision-makers at a wide range of pragmatic lenders giving us the best chance to secure your finance. We will take the stress out of finding the right finance solution with the most appropriate funding partner allowing you to focus on running your business – you have enough going on!

🏆 Winner – Young Professionals Awards Midlands 2025 for Adam Cooksley
🎖️Shortlisted – Business Moneyfacts Awards Invoice Finance Broker of the year 2026
🎖️Shortlisted – Business Moneyfacts Awards Invoice Finance Broker of the year 2025
🎖️Shortlisted – SME News Midlands Enterprise Awards 2023
100+ Years in Banking and Finance
Key Stakeholder Lender Relationships
Access to the Right Lenders
Clear Communication Throughout
Relationship Driven
Full Turnkey Support
100+ Years in Banking and Finance
Key Stakeholder Lender Relationships
Access to the Right Lenders
Clear Communication Throughout
Relationship Driven
Full Turnkey Support

OTHER Funding Solutions TO CONSIDER

Thank You For Your Enquiry
INVOICE FINANCE

Unlock cash tied up in your invoices

ASSET-BASED LENDING

Blended solution to unlock cash tied up in assets

CASH FLOW LOANS

A capital injection based on the financial viability of your business

Revolving Credit Facility

A line of credit you can repeatedly draw from and repay

Asset Finance

A loan to buy or lease equipment, machinery or vehicles

Supply Chain Finance

Extend your purchasing terms using lender finance

GROWTH GUARANTEE SCHEME

Lending facilities to support businesses with turnover up to £45M per annum

Other Solutions Specialist Partners

Commercial and Buy-to-Let Mortgages, Personal Guarantee Insurance, and FX Currency