A West Midlands-based recycling company specialising in the collection and processing of white appliances — including fridges, freezers, and washing machines — has secured a six-figure Revolving Credit Facility (RCF) through Navigate Commercial Finance.
The business works with major retailers, local authorities, and manufacturers, playing a vital role in the circular economy. During a period of strong growth, the company experienced a short-term cashflow pinch and required flexible headroom funding for a maximum of six weeks.
A Revolving Credit Facility was identified as the ideal solution. It allows the business to draw down funds only when needed, with interest calculated daily and no non-utilisation fees. This structure perfectly matched the temporary nature of the requirement without adding unnecessary costs.
Using our network of pragmatic lenders, we secured the facility with the added benefit of no arrangement fee. From application to funds being available, the process was completed in just three weeks.
This smart, efficient funding solution has given the business the breathing space required to manage its growth comfortably while continuing to deliver high-quality recycling services. The flexible RCF ensures the company can focus on operations without disruption during peak periods.
Another excellent example of tailored funding built specifically around a business’s real-world needs.
