A newly established East Midlands-based company specialising in environmentally responsible wastewater management solutions has secured a six-figure Invoice Finance facility through Navigate Commercial Finance.
The business needed fast funding to support strong growth, but was constrained by 45-day end-of-month payment terms from customers. Invoice Finance was the ideal solution, unlocking cash tied up in invoices and providing the working capital required to scale operations effectively.
The transaction presented several challenges: the company was a relatively new start-up, the debtor ledger was heavily concentrated with just two or three key customers, directors were non-homeowners, and the facility was required within a tight five-working-day window to meet a critical customer start date.
Despite these complexities, our team identified a specialist lender comfortable with the full risk profile. The lender engaged quickly on credit and delivered a tailored facility that met all requirements, with completion achieved within the demanding timeframe.
The new Invoice Finance solution has given the business the financial flexibility and confidence to fulfil its growth aspirations, deliver essential environmental services, and build a sustainable future in the wastewater management sector.
This success demonstrates our expertise in structuring pragmatic funding for ambitious start-ups facing multiple hurdles.
