A recently launched Birmingham-based recruitment and digital transformation company has secured a six-figure Invoice Finance facility through Navigate Commercial Finance to support its strategic expansion.
Specialising in finance sector talent acquisition, the business experienced a strong influx of opportunities and responded by hiring its first full-time temporary recruitment specialist. This shift allowed the company to focus on building a healthy cashflow through temporary placements while continuing to deliver larger digital transformation projects.
With customer payment terms extending to 60 days, the Managing Director needed reliable working capital to ease cashflow pressure during rapid growth. The business initially had high concentration across just 3–5 debtors, although this was expected to dilute as new clients came on board.
Our team identified a pragmatic lender comfortable with the short-term concentration risk. The tailored facility offers a 100% concentration limit, 100% prepayment on temporary placements, and 80% on permanent roles — the ideal structure for this fast-moving business.
The new Invoice Finance solution has removed cashflow constraints and given the Managing Director the freedom to focus fully on scaling operations and capitalising on market demand without funding worries.
This result highlights our expertise in securing flexible, growth-focused funding for ambitious new recruitment businesses in competitive sectors.
