A long-established Midlands-based flooring contractor has secured a seven-figure Invoice Finance facility through Navigate Commercial Finance to support its continued expansion.
The company delivers premium flooring solutions across a wide range of commercial projects, including offices, schools, hospitals, and new-build houses. While the business enjoyed a strong relationship with its incumbent funder, the existing facility had reached capacity and was beginning to constrain ambitious growth plans.
Our team met with the management to understand their realistic sales forecasts and working capital requirements. It was clear that an increased funding limit, combined with improved terms, was essential to avoid unnecessary pressure on cashflow.
We identified and secured a specialist lender who aligned with the company’s values and growth vision. The new facility delivered a 50% increase in the funding limit, a higher prepayment percentage, a more relaxed security structure, and projected cost savings of over 15% per annum. The lender also provides excellent service levels and predictable funding flows, enabling the business to manage working capital efficiently as it scales.
This enhanced Invoice Finance solution has removed previous restrictions and positioned the contractor strongly to capitalise on new opportunities while maintaining the high standards that have built its reputation.
An outstanding result that demonstrates how the right funding partner can significantly improve both capacity and commercial terms for established, growing businesses.
