OPTIMISE YOUR BUSINESS CASH FLOW WITH INVOICE FINANCE
Unlock Cash Flow with Invoice Finance Solutions secured by Navigate Commercial Finance
Strong cash flow management is crucial for maintaining the health and growth of any business. Invoice Finance is a powerful solution for businesses to unlock funds tied up in unpaid invoices, providing immediate liquidity to meet operational needs and capitalise on growth opportunities. At Navigate Commercial Finance, we specialise in delivering bespoke Invoice Finance solutions that cater to the unique demands of UK businesses.
What is Invoice Finance?
Invoice Finance allows businesses to access the value of their accounts receivable before customer payments are due. This type of financing is ideal for businesses that have longer credit terms but require cash more promptly to manage daily operations or invest in growth initiatives. Here’s how it can benefit your business:
- Immediate Access to Funds: Improve your working capital by generating up to 90% of the invoice value on notification of invoice.
- Enhanced Cash Flow Management: Smooth out seasonal fluctuations and bridge gaps in cash flow, ensuring your business runs smoothly.
- Reduced Collection Burden: Many Invoice Finance providers also manage collections, reducing your administrative burden and allowing you to focus on core business activities. You can of course continue to manage your sales ledger via a confidential invoice finance facility.
Our Invoice Finance Services:
Invoice Discounting
Maintain control over your sales ledger and customer relationships by securing funds against your invoices while you continue to handle collections.
Factoring
Outsource your credit control and collections. Receive funds and let the lender manage the collection process.
Spot Invoice Finance
Choose which invoices to finance, offering you flexibility and control over your sales ledger, funding and costs.
Other Business Funding Solutions:
Term Loans
Ideal for capital injection resulting in defined repayment schedules.
Revolving Credit Facilities
Maintain flexible access to funds to support your businesses working capital needs.
Invoice Factoring
Convert outstanding invoices into immediate cash flow.
Equipment Financing
Purchase or lease equipment without a large upfront cost.
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The Navigate Commercial Finance Advantage
Tailored Financing Solutions: We understand that each business has unique needs. The Invoice Finance facilities we secure are tailored to align with your specific business model and cash flow requirements.
Quick and Easy Process: Our key stake holder relationships and vast knowledge of the sector result in a streamlined application process enabling you to focus on the day job whilst Invoice Finance facilities can be in place within five working days to four working weeks. For larger more complex facilities allow up to 12 working weeks.
Experts with 60+ years of Experience: With years of experience in commercial finance arena, our experts provide guidance and insights to help you choose the most suitable Invoice Finance structure and partner for your business.
By choosing Navigate Commercial Finance for your Invoice Finance needs, you’re not just getting a funding solution; you’re gaining a partner committed to supporting your business’s growth and success. Contact us to discuss your funding and strategic plans.
FAQs about Invoice Finance:
Q: How quickly can I access funds through Invoice Finance?
A: Typically, funds can be made available instantly up to 24 – 48 hours after invoices have been raised.
Q: Will my customers know I’m using Invoice Finance?
A: This depends on whether you choose factoring (customers are aware) or Invoice Discounting (confidential).
Q: Is Invoice Finance suitable for all types of businesses?
A: Invoice Finance is ideal for B2B companies offering credit terms. It’s used across various sectors including manufacturing, recruitment, wholesale, print services, construction, and professional services to name a few. If you’re unsure, please contact a member of our Navigate Team.
Take the Next Step
Empower your business with the right funding . Contact Navigate Commercial Finance today to discuss your funding needs .