A well-established West Midlands specialist car garage and workshop, specialising in the repair and maintenance of Bentley, Rolls-Royce, and other luxury vehicles, has secured a five-figure Cash Flow Loan through Navigate Commercial Finance.
As the owner prepares for retirement, the business has appointed an experienced General Manager alongside the owner’s son to lead the next chapter. The new management team has ambitious growth plans that required additional capital, alongside the need to settle an unexpected liability.
Despite a strong trading history, recent performance had softened temporarily. We therefore needed a lender who would look beyond short-term figures and buy into the quality of the people and the clear strategic vision for the future.
Detailed forecasts prepared by the business’s accountant demonstrated a strong upward trajectory. The selected lender fully supported the management team and their plans, with funds deployed within four weeks.
The facility was structured with no early repayment charges, giving the business valuable flexibility to repay the loan ahead of schedule should performance meet or exceed expectations.
This timely funding has enabled a smooth leadership transition and provided the working capital needed to drive growth while maintaining the high standards expected in the luxury automotive repair sector.
