A growing West Midlands-based wholesaler and distributor of IT equipment has secured a five-figure Cash Flow Loan through Navigate Commercial Finance to capitalise on a major stock acquisition opportunity.
The company was offered a significant volume of overstocked IT equipment from a key supplier at a substantially reduced rate. Purchasing this stock would dramatically improve margins from the usual 10-12% up to an impressive 35-40%. However, the window to secure the deal was short, requiring fast access to funds.
The presence of an overseas shareholder limited the pool of suitable lenders. Our team conducted a full review of the business’s existing funding arrangements and identified an opportunity with a lender already familiar with the company. Leveraging our strong relationship, we successfully arranged a five-figure top-up to their current facility.
From application to funds being released, the process was completed in just three weeks. The lender’s existing knowledge of the business and its shareholding structure enabled a smooth and rapid decision.
This timely funding has allowed the wholesaler to secure the high-margin stock, strengthen its cashflow, and take full advantage of a time-sensitive commercial opportunity.
A perfect example of how strong lender relationships and creative structuring can deliver fast, effective solutions even in complex ownership situations.
