Why use Asset-Based Lending?
The Navigate Commercial Finance Advantage
With a combined 100+ years working in business and finance, Navigate understands the market and has forged excellent relationships with key decision-makers at a wide range of pragmatic lenders giving us the best chance to secure your finance. We will take the stress out of finding the right finance solution with the most appropriate funding partner allowing you to focus on running your business – you have enough going on!
🏆 Winner – Young Professionals Awards Midlands 2025 for Adam Cooksley
🎖️Shortlisted – Business Moneyfacts Awards Invoice Finance Broker of the year 2026
🎖️Shortlisted – Business Moneyfacts Awards Invoice Finance Broker of the year 2025
🎖️Shortlisted – SME News Midlands Enterprise Awards 2023
Enhance Your Business Funding with Asset-Based Lending in Birmingham
Asset-Based Lending is a powerful funding solution that allows businesses to leverage their assets; think receivables, inventory, plant & machinery, and property, to generate necessary capital.
Ideal for larger SME’s looking to fund growth, M&A activity, MBO’s or MBI’s or simply support day-to-day working capital without diluting equity. Asset-Based Lending is increasingly valued for its flexibility and revolving nature.
At Navigate Commercial Finance, we specialise in securing tailored Asset-Based Lending in Birmingham that align with your strategic plans.
Common Asset Types USED in Asset-Based Lending in Birmingham
Asset-Based Lending in Birmingham FAQ’S
Birmingham Business Landscape
Birmingham is the economic anchor of the West Midlands, generating over £32 billion in Gross Value Added (GVA) and employing 568,000 people. It drives the region’s £100bn+ economy, acting as the UK’s primary business hub outside London. The city has pivoted from its “City of a Thousand Trades” heritage to a modern service capital, where services now account for 91% of employment and fuel international trade.
Today, the city’s strengths are high-value innovation: Business, Professional & Financial Services, a fast-growing tech ecosystem in Digbeth, and a booming Life Sciences sector. These industries are forecast to outperform the wider region, with GVA growth projected at 1.6% in 2025 (EY Forecast). Underpinned by the £1.9bn Smithfield regeneration and HS2, Birmingham is targeting high-skilled roles in the low-carbon and digital economies to secure long-term prosperity.
Funding Solutions

