A Telford-based manufacturer of battery handling products has secured a six-figure Revolving Credit Facility through Navigate Commercial Finance to manage short-term working capital requirements.
As the business experienced strong sales growth, a timing mismatch emerged between supplier payments (30 days) and customer terms (60–90 days). While overall cashflow remained positive, the company needed light-touch, flexible funding to bridge these gaps without long-term commitment.
A traditional Invoice Finance facility was not ideal. Instead, a Revolving Credit Facility provided the perfect solution. The RCF offers no long-term contracts, no ongoing monthly fees, interest charged only on the amount borrowed and for the exact period used, and no corporate security — meaning it does not interfere with existing funding arrangements. Funds can be made available within 48 hours.
We secured a specialist FinTech lender that delivered exactly what the business needed: a straightforward facility with no arrangement fees and rapid implementation. This provides valuable headroom should any customer payments be delayed.
This smart, flexible funding structure demonstrates our commitment to understanding each client’s specific working capital cycle and matching them with the most appropriate solution — rather than a one-size-fits-all approach.
The facility now gives the manufacturer peace of mind and the agility required to support continued growth in a competitive sector.
