A West Midlands-based construction company specialising in insulation, fascias, and light construction works has secured a six-figure Revolving Credit Facility (RCF) to support its ongoing expansion.
Rapid growth created significant working capital strain. The business pays for materials upfront and settles sub-contractor invoices every fortnight, while customer payments are received 30 days after payment certificate. This gap meant the company was routinely funding nearly two months of costs.
Our team identified a Revolving Credit Facility as the most suitable solution. The flexible RCF provides valuable headroom to smooth out working capital fluctuations, ensuring the business can pay suppliers and subcontractors on time while awaiting client receipts. Its light-touch administration also minimises day-to-day paperwork.
From application to credit approval, the entire process was completed in just 48 hours — a turnaround that exceeded the client’s expectations.
The new facility has removed cashflow bottlenecks, giving the business greater confidence to take on larger projects and sustain its strong growth momentum in the regional construction sector.
This outcome demonstrates our ability to deliver fast, practical, and flexible funding solutions that directly address the real pressures faced by growing trade and construction businesses.
