A growing transport company based in the East Midlands has secured a six-figure Invoice Finance facility through Navigate Finance to support its continued expansion.
With rising fuel and supply costs combined with increasingly extended customer payment terms, the business needed fast, flexible working capital to maintain strong cashflow and meet growing demand.
The main challenge was customer concentration. The company relied on a small number of key clients, creating a potential “all eggs in one basket” risk that many lenders found uncomfortable.
Our team worked closely with a specialist lender to structure a tailored Invoice Finance solution that included comprehensive bad debt protection. This additional safeguard effectively mitigated the concentration risk, giving the business and its funders greater confidence.
The facility was approved and live within a tight timeframe, providing the business with immediate cash against invoices and the security it needed to grow sustainably.
The Managing Director can now focus fully on operations, knowing the business is protected against the failure of any single major customer.
At Navigate, we specialise in turning complex funding challenges into straightforward, workable solutions. This latest success demonstrates our ability to deliver the right finance structure, even when standard options fall short.
We wish the team every success as they continue to expand their transport operations across the UK.
